> ## Documentation Index
> Fetch the complete documentation index at: https://defi-cli.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Lending

> Query lending markets and rates across direct protocol adapters.

## Markets

```bash theme={null}
defi lend markets --provider aave --chain 1 --asset USDC --limit 10 --results-only
defi lend markets --provider kamino --chain solana --asset USDC --limit 10 --results-only
```

## Rates

```bash theme={null}
defi lend rates --provider morpho --chain 1 --asset USDC --limit 10 --results-only
defi lend rates --provider kamino --chain solana --asset USDC --limit 10 --results-only
```

## Protocol routing

* `--provider aave` -> Aave adapter
* `--provider morpho` -> Morpho adapter
* `--provider kamino` -> Kamino adapter (Solana mainnet only)
* `--provider moonwell` -> Moonwell adapter (Base, Optimism)

## Positions

```bash theme={null}
defi lend positions --provider aave --chain 1 --address 0xYourEOA --type all --limit 20 --results-only
defi lend positions --provider morpho --chain 1 --address 0xYourEOA --type borrow --asset USDC --results-only
```

`--type all` returns disjoint rows: `supply`, `collateral`, and `borrow`.
Supported providers: `aave`, `morpho`, `moonwell`.

## Execution (supply, withdraw, borrow, repay)

```bash theme={null}
defi lend supply plan --provider aave --chain 1 --asset USDC --amount 1000000 --wallet agent-treasury --results-only
export DEFI_OWS_TOKEN=...
defi lend supply submit --action-id <action_id> --results-only
```

Morpho lend execution requires `--market-id`:

```bash theme={null}
defi lend supply plan --provider morpho --chain 1 --asset USDC --market-id 0x... --amount 1000000 --wallet agent-treasury --results-only
```

Aave auto-resolves pool addresses on Ethereum, Optimism, Polygon, Base, Arbitrum, and Avalanche. Use `--pool-address` on other chains.

Moonwell execution targets mToken contracts (Compound v2 style) on Base and Optimism:

```bash theme={null}
defi lend supply plan --provider moonwell --chain 8453 --asset USDC --amount 1000000 --wallet agent-treasury --results-only
```

Use `--pool-address` to specify the mToken directly, or omit it to auto-resolve by underlying asset. Moonwell does not support `--on-behalf-of`.

Plan with `--wallet` (OWS) or `--from-address` (local signer). See [Execution & Signing](/concepts/execution-auth) for submit auth details.

## Suggested filters and reliability defaults

```bash theme={null}
defi lend rates --provider morpho --chain 1 --asset USDC --limit 20 --timeout 12s --retries 2 --max-stale 5m --results-only
```

## Output fields

`lend markets` returns:

* `protocol`, `chain_id`, `asset_id`
* `provider`, `provider_native_id`, `provider_native_id_kind`
* `supply_apy`, `borrow_apy`
* `tvl_usd`, `liquidity_usd`
* `source_url`, `fetched_at`

`lend rates` adds `utilization`.